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HomeStart Program

Toronto Homes Made Affordable for Couples and Individuals

The HomeStart Program helps couples and individuals with the opportunity to get a home of their own, a home that allows them to live affordably, build savings and be a part of a thriving neighborhood connected to the best Toronto has to offer.

We encourage you to apply today if you’re an early career professional looking to start your homeownership journey and are ready to unlock the benefits of a home of your own.

MINIMUM ELIGIBILITY REQUIREMENTS

  • All household members moving into Habitat homes must be Canadian citizens or Permanent Residents.
  • At least one applicant or co-applicant(s) must be employed full-time or full-time-equivalent, meaning multiple part-time jobs.
  • At least one applicant or co-applicant(s) must have at least 3 years of employment history in Canada.
  • Applicant and co-applicant(s) must be first-time homebuyers.
  • Applicant and co-applicant(s) cannot afford to purchase a home through the conventional market.
  • No recent bankruptcies (must have been discharged three or more years ago), and no recent consumer proposals (must have been discharged at least 2 years ago).
  • The Habitat home must be your primary residence. Units cannot be rented or vacant.